Last Updated on January 14, 2026 by Admin
Kheti-baadi karte waqt farmers ko kai tarah ke risks ka saamna karna padta hai. Kabhi snakebite, kabhi electric shock, ya kabhi road accident. Aisi durbhagya purna sthiti mein, farmer ke parivar ko financial support dene ke liye Maharashtra Sarkar ne yeh yojana shuru ki hai.
Agar aap janna chahte hain ki is scheme ka labh kaise lein, documents kya lagenge, aur form kaise bharna hai, toh yeh guide end tak padhein.
What is Gopinath Munde Shetkari Apghat Suraksha Yojana?
Simple shabdon mein, yeh ek Accident Insurance Scheme hai jo Maharashtra ke farmers ke liye banayi gayi hai. Iska main uddeshya (aim) yeh hai ki agar kisi farmer ki accidental death ho jati hai ya woh disable ho jate hain, toh unke parivar ko arthik madad (financial help) mile.
Is scheme ke under, government insurance companies ko premium bharti hai, isliye farmers ko alag se koi premium bharne ki zarurat nahi hoti. Yeh scheme puri tarah se free hai eligible farmers ke liye.
Key Benefits and Compensation Amount
Sarkar ne alag-alag situations ke hisab se compensation fix kiya hai. Niche di gayi table dekhein:
| Situation (Durghatna) | Compensation Amount (Muavza) |
|---|---|
| Accidental Death (Mrutyu) | ₹2,00,000 (2 Lakhs) |
| Permanent Disability (Loss of 2 limbs/eyes) | ₹2,00,000 (2 Lakhs) |
| Partial Disability (Loss of 1 limb/eye) | ₹1,00,000 (1 Lakh) |
Yeh paisa sidhe nominee ya farmer ke bank account mein transfer kiya jata hai.
Eligibility Criteria: Who Can Apply?
Har koi is yojana ka labh nahi utha sakta. Eligibility check karna zaroori hai:
- Resident: Applicant Maharashtra ka rehne wala hona chahiye.
- Land Record: Farmer ka naam 7/12 Extract (Satbara Utara) par hona zaroori hai.
- Age Limit: Farmer ki umar 10 saal se 75 saal ke beech honi chahiye.
- Registered Farmer: Woh ‘Khatedar Shetkari’ hona chahiye.
Note: Agar farmer ke naam par zameen nahi hai, lekin woh registered farmer parivar ka hissa hai, toh kuch cases mein rules alag ho sakte hain, par primarily 7/12 holder ko priority milti hai.
Documents Required for Claim Process
Claim pass karwane ke liye documents sabse important role play karte hain. Agar documents sahi nahi honge, toh claim reject ho sakta hai. Yahan checklist hai:
- 7/12 Extract (Satbara) aur 8-A Extract.
- Death Certificate (Mrutyu Dakhla).
- FIR / Police Panchnama: Accident ka police record hona compulsory hai.
- Post Mortem Report (PM Report): Death ka karan confirm karne ke liye.
- Age Proof: School leaving certificate, Aadhaar card, ya Voter ID.
- 6-C and 6-D Forms: Heirship certificate (Waras haqq) ke liye.
- Bank Passbook Copy: Nominee ka account details.
How to Apply and Claim Process
Aapko yeh process offline complete karni padegi kyunki documents verify karwane padte hain. Follow these steps:
- Inform Authorities: Accident hone ke baad turant Police aur Talathi ko inform karein.
- Collect Documents: Upar bataye gaye saare documents ikhatta karein.
- Fill the Form: Application form (Prastav) fill karein. Yeh form aapko Taluka Krushi Adhikari (Agriculture Officer) ke office mein milega.
- Submit Proposal: Saare documents ke saath file bana kar Taluka Krushi Adhikari ko submit karein.
- Verification: Insurance company aur government officers documents verify karenge.
- Disbursement: Agar sab sahi raha, toh amount bank account mein aa jayega.
Pro Tip: Claim accident hone ke 90 days (3 mahine) ke andar file karna zaroori hai. Late hone par valid reason dena padega.
Exclusions: When Claim is Rejected
Kuch situations mein insurance company claim dene se mana kar sakti hai:
- Natural Death: Bimari ya budhape se hui maut cover nahi hoti.
- Suicide: Atmahatya ke cases cover nahi kiye jate.
- Intoxication: Agar accident ke waqt farmer nashe (alcohol/drugs) mein tha.
- Criminal Intent: Agar kisi crime mein involve hone se death hui ho.
Frequently Asked Questions (FAQs)
Q: Kya mujhe premium bharna padega?
A: Nahi, Gopinath Munde Shetkari Apghat Suraksha Yojana ka premium Maharashtra Government bharti hai.
Q: Snakebite (Saamp katna) cover hota hai kya?
A: Haan, snakebite, scorpion bite, electric shock, aur pani mein dubne se hui death bhi is yojana mein cover hoti hai.
Q: Application status kaise check karein?
A: Filhal koi direct online tracking system public ke liye nahi hai. Aapko apne Taluka Krushi Adhikari office mein jakar status pata karna hoga.
Disclaimer: Yeh article sirf information ke liye hai. Latest updates aur official forms ke liye kripya krishi.maharashtra.gov.in visit karein ya apne nazdiki Krushi Kendra se sampark karein.